Updated for 2026 · US estimate

1099 Tax Calculator for Self-Employed Income

Estimate self-employment tax, income-tax reserves, deductions, and quarterly set-asides for 1099 income. Your entries stay in this browser and are not saved.

Assumptions shown No account required Sources linked
1

Enter your numbers

Use annual values unless a field says otherwise.

2

Your estimate

Recalculates as you type.

Estimated total tax reserve$6,087
Quarterly set-aside$1,522
Self-employment tax$2,840
Estimated income taxes$3,247
Mileage deduction$8,700
Net business profit$20,100

Planning estimate only. Tax brackets, credits, caps, filing status, local rules, and other facts can materially change your result.

Methodology

How this estimate works

The tool subtracts mileage and other business expenses from gross independent income, estimates self-employment tax on 92.35% of net profit, then adds user-selected federal and state planning rates.

What is not included

Credits, deductions outside the fields above, Social Security wage-base interactions, local tax, alternative minimum tax, platform adjustments, and individualized filing rules.

Important informational disclaimer

This calculator provides a simplified educational estimate and is not tax, legal, accounting, or financial advice. Verify consequential decisions with a qualified professional and current official or platform guidance before acting.

IRS gig work tax guidance